Monday, July 25, 2011

Take Control of Your Finances

Whether you need information about credit reports, managing debt, or saving and investing, you'll find some helpful tools on USA.gov.

Information in your credit report is used to evaluate your applications for credit, insurance, employment, and renting a home. Check your credit report at least once a year to correct errors and detect unauthorized activity. Learn how to request your free annual credit report that's yours by law.

If you or someone you know is in financial hot water, there are things you can do to keep the situation from going from bad to worse. Realistic budgeting, credit counseling from a reputable organization, debt consolidation, bankruptcy and debt settlement are options. Learn what you can do to overcome debt.
 
Wonder how much your investments will grow in the future? Calculators are tools that can help you evaluate your current financial situation, and to get you where you want to be in the future. They can tell you if you are in the “ballpark” for retirement, and help you analyze fees associated with mutual funds and 529 Plans.

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